HIPAA Portability: Quick Coverage Checklist
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HIPAA Portability: Quick Coverage Checklist
Okay, so youre switching jobs or maybe lost your coverage and are thinking about HIPAA portability. Secure Health Coverage: Portability Tips a Tricks . check Its not as scary as it sounds, promise! managed it security services provider Basically, its a way to keep your health insurance going, kinda, without a big gap, and it also can help with pre-existing conditions. But, like, theres stuff you gotta know.
First, you need to have had creditable coverage. What's that? check managed services new york city It just means you had health insurance for at least 18 months before your last day at your old job. Make sure you can prove it; ask your old employer for a certificate of creditable coverage. managed service new york Keep that thing safe!
Second, you need to apply for your new insurance quickly! check Usually, this is within 63 days of losing your old coverage. Miss that deadline, and, uh oh! You might be stuck waiting for open enrollment. And nobody wants that.
Third, it only applies to group health plans. So, if you were on an individual plan before, HIPAA portability doesnt really come into play. Sorry.
Fourth, HIPAA portability doesn't mean you get to keep the same insurance plan. It just means the new insurance plan cant deny you coverage or charge you more because of a pre-existing condition, as long as you've followed all the rules. This is super important!
Fifth, remember COBRA? HIPAA and COBRA are related, but theyre not the same thing.
HIPAA Portability: Quick Coverage Checklist - managed service new york
So yeah, HIPAA portability. It's not a magic bullet, but it can really help bridge the gap and make sure you dont lose your health coverage. managed it security services provider Hope this helps!
